Highly motivated and analytical Bachelor of Science in Business Administration student majoring in Financial Management at Holy Name University. Seeking an On-the-Job Training (OJT) position where I can apply foundational knowledge in banking operations, credit evaluation, and financial analysis to support an organization's financial and lending initiatives.
Bachelor of Science in Business Administration, Major in Financial Management
Tagbilaran City, Bohol · Expected Graduation: December 2026
Relevant Coursework
Financial Statement Analysis • Basic Credit Risk Assessment • Budgeting & Forecasting • Horizontal, Vertical & Ratio Analysis
Microsoft Excel • Microsoft Word • Microsoft PowerPoint
High Attention to Detail • Strong Analytical Thinking • Professional Communication • Team Collaboration & Time Management
Active Member — JFINEX, JBEA & JCFAP
Active member of the Junior Financial Executives (JFINEX), the Junior Business Executive Association (JBEA), and the Junior Confederation of Finance Associations (JCFAP) — HNU chapters — participating in finance-focused seminars, networking events, and professional development activities.
Conducted a comprehensive horizontal, vertical, and ratio analysis of a local financial institution's balance sheet and income statement over a 5-year period.
Conducted and documented an interview report on the credit and loan practices of a cooperative, examining lending procedures and collection policies.
Evaluated financial risks using the "5 Cs of Credit" framework and drafted a formal credit recommendation report assessing a borrower's creditworthiness.