Turning analysis into sound financial decisions.
Highly motivated and analytical Bachelor of Science in Business Administration student majoring in Financial Management at Holy Name University. Seeking an On-the-Job Training (OJT) position where I can apply foundational knowledge in banking operations, credit evaluation, and financial analysis to support an organization's financial and lending initiatives.
Education & Background
A strong foundation in financial theory combined with practical analytical skills.
Bachelor of Science in Business Administration, Major in Financial Management
Holy Name University
Tagbilaran City, Bohol · Expected Graduation: December 2026
Relevant Coursework
- • Financial Analysis & Reporting
- • Credit & Collection
- • Financial Statement Analysis
- • Budgeting & Forecasting
- • Banking Operations
- • Credit Risk Assessment
Active Member — JFINEX, JBEA & JCFAP
Holy Name University Student Organizations
Active member of the Junior Financial Executives (JFINEX), the Junior Business Executive Association (JBEA), and the Junior Confederation of Finance Associations (JCFAP) — HNU chapters — participating in finance-focused seminars, networking events, and professional development activities.
Extracurricular Involvement
- •Junior Financial Executives (JFINEX) — HNU Chapter | 2022 – Present
- •Junior Business Executive Association (JBEA) — HNU Chapter | 2022 – Present
- •Junior Confederation of Finance Associations (JCFAP) | 2022 – Present
Areas of Focus
- •Banking Operations
- •Credit Evaluation
- •Financial Analysis
- •Development Lending
Core Competencies
Technical proficiency and analytical capabilities developed through rigorous academic training and practical application.
Financial & Technical
- Financial Statement Analysis
- Basic Credit Risk Assessment
- Budgeting & Forecasting
- Horizontal, Vertical & Ratio Analysis
Software & Tools
- Microsoft Excel
- Microsoft Word
- Microsoft PowerPoint
Soft Skills
- High Attention to Detail
- Strong Analytical Thinking
- Professional Communication
- Team Collaboration & Time Management
Academic Projects & Case Studies
Practical applications of financial concepts to real-world scenarios.
5-Year Financial Statement Analysis
Conducted a comprehensive horizontal, vertical, and ratio analysis of a local financial institution's balance sheet and income statement over a 5-year period.
Credit & Loan Practices Interview Report
Conducted and documented an interview report on the credit and loan practices of a cooperative, examining lending procedures and collection policies.
5 Cs of Credit Risk Evaluation
Evaluated financial risks using the "5 Cs of Credit" framework and drafted a formal credit recommendation report assessing a borrower's creditworthiness.
Let's Connect
I am currently seeking an On-the-Job Training (OJT) opportunity in banking, credit evaluation, or financial analysis. Based in Bohol and available to contribute, learn, and add value to your team.